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Welcome to banking built for real life. Community National Bank delivers safe, secure, and fast financial tools trusted by thousands across Vermont. With over 15 branches from Derby to St. Johnsbury, we combine local decision-making with powerful digital banking. Deposit checks up to $75,000 from your phone, send money instantly with Zelle®, and access your accounts 24/7 — all backed by FDIC insurance up to $250,000 per depositor. Open online in 60 seconds and experience banking that works as hard as you do.
For generations, Community National Bank has been the trusted financial partner for families, farmers, and businesses across Vermont’s Northeast Kingdom. With more than 15 full-service branches and a team of over 200 local experts, we make decisions right here — not in a distant corporate office. Whether you’re buying your first home in Newport, expanding a business in Lyndonville, or saving for retirement in Island Pond, Community National Bank offers competitive rates, personalized service, and digital tools that keep you in control. Bank locally, grow confidently.
Community National Bank equips you with everything needed for modern banking. Use Zelle® for instant person-to-person payments, deposit checks up to $75,000 using your phone, and access over 90,000 surcharge-free ATMs nationwide. Freeze your debit card instantly if lost, set custom spending limits, and automate bill payments — all within our highly rated mobile app. With 256-bit encryption and multi-factor authentication, your money is always protected.
Getting started with Community National Bank is simple and secure. Apply online using any device, verify your identity with a quick ID upload, and gain instant access to your new account — no branch visit required. Prefer in-person service? Visit any of our 15+ Vermont locations where our team will guide you through the process. Whether digital or in-branch, we make opening accounts fast, safe, and stress-free.
Your security is our top priority. Community National Bank uses bank-grade 256-bit SSL encryption, mandatory multi-factor authentication, and AI-powered fraud monitoring 24/7. Every login requires a unique device code, biometric verification is supported, and all transactions are audited annually to exceed federal standards. We never sell your data and offer real-time fraud alerts to keep you protected.
Community National Bank is investing in tomorrow’s banking today. By 2026, we’re launching voice-activated banking, AI-powered financial coaching, and video teller services. All new features are designed based on direct feedback from customers at our Vermont branches, ensuring we build tools that solve real needs.
Don’t just take our word for it — hear from real customers who bank with Community National Bank every day.
"Sent $500 to my son at UVM with Zelle® — arrived in 8 seconds. Safe, fast, perfect." – Linda P., Derby Line
"Deposited a $45,000 farm equipment check from my tractor using the app. Approved instantly." – Tom G., Barton
"Lost my wallet on Friday night — froze my card in the app. No unauthorized charges. Thank you Community National Bank." – Sarah M., Newport
At Community National Bank, transparency comes standard. Enjoy free personal checking with no monthly fees, no minimum balance, and up to $25 in monthly ATM fee refunds. All digital banking tools — including mobile deposits, bill pay, and Zelle® — are completely free. Overdraft protection is opt-in only with clear terms.
From homebuyers to business owners, Community National Bank helps Vermonters achieve their goals with fast, local financing.
Stay on top of your finances with Community National Bank’s powerful analytics dashboard. View up to 36 months of transaction history, automatically categorize spending, track savings goals with visual progress bars, and export statements in PDF or CSV format. Connect directly to QuickBooks, Mint, or YNAB for seamless bookkeeping.
Access the Community National Bank Resource Center for free tools and education. Use our mortgage calculator with live Vermont rates, follow step-by-step credit repair guides, build a custom budget in minutes, or watch on-demand webinars led by our financial experts.
Developers and power users can connect securely using Plaid. Link to budgeting apps like Mint, YNAB, Monarch, or Copilot with read-only access. You control permissions and can revoke access instantly from your Community National Bank settings — no passwords ever shared.
Bank anywhere with Community National Bank. Use over 90,000 surcharge-free ATMs through Allpoint and CO-OP networks. Access full services at shared branching locations nationwide. Enjoy exclusive discounts at local Vermont merchants and support community grants funded by your banking relationship.
Join a team of over 200 dedicated professionals at Community National Bank. We offer competitive salaries, comprehensive health benefits, 401(k) with company match, paid training, and clear career paths from teller to branch manager. Grow your career while serving the community you love.
Join live and on-demand webinars hosted by Community National Bank experts. Topics include first-time home buying in Vermont, credit score improvement, small business financing, retirement planning, and fraud prevention. All sessions are free and recorded for later viewing.
Help is always available at Community National Bank. Call our Vermont-based support team 24/7, chat in-app, schedule video calls, or browse 400+ self-service FAQs. We speak English and French and know the communities we serve.
Go paperless and help the environment. Community National Bank plants one tree in Vermont for every 200 customers who switch to e-statements. Access 7 years of digital statements, reduce mail, and bank from anywhere — all while supporting reforestation in the Green Mountain State.
Community National Bank is regularly recognized for service excellence, digital innovation, and community leadership across Vermont.
Your trust is earned daily. Community National Bank is FDIC-insured up to $250,000 per depositor, undergoes annual independent audits, and never sells your personal data. Customer feedback directly shapes our policies and products.
Year after year, Community National Bank earns recognition for excellence in service, innovation, and community impact.
Have a question? Our Vermont-based team is here 24/7. Call, chat, email, or visit any branch — we’re ready to help.
Email: [email protected]
Call 24/7: 802-334-6565
Headquarters: 401 N Main St, Derby, VT 05829
Over 8,000 Vermont businesses trust Community National Bank for fast, local financing and cash management. Get free business checking, loans up to $5 million with same-day decisions, and remote deposit capture for checks up to $100,000. Accept card payments with low rates and manage payroll seamlessly.
Bank confidently with expert guidance and built-in protection from Community National Bank. Use strong unique passwords, enable real-time alerts, avoid phishing links, and let our AI fraud system monitor your account 24/7.
Bank from anywhere with the Community National Bank mobile app — rated 4.8 stars. Deposit checks up to $75,000, pay bills, transfer funds, lock your card, and set travel notices — all with Face ID or fingerprint login. Available on iOS and Android.
We live here, give here, and grow here. Community National Bank invests over $500,000 annually in Vermont through scholarships, financial literacy programs in 40+ schools, event sponsorships, and thousands of volunteer hours.
Safe, secure, and fast banking starts in 60 seconds. Open your account online today and join thousands of Vermonters who trust Community National Bank for local service and modern tools. Full access, zero fees, total control — all from a bank that knows your name.